Senin, 05 Oktober 2009

Credit Card Fraud Prevention - How to Keep Safe When You're Using Your Card

It is impossible to completely stop card fraud, but there are steps you can take to greatly reduce the chances. It will save you time and money in the future if you remain vigilant and protective of your card.

  • Make sure your credit card is always visible to you, even when making payments in a shop or restaurant. Fraudsters sometimes 'double swipe' credit cards - first through the till to process your normal transaction, then through a scanner that copies your details ready to make a 'clone card'.
  • Destroy any carbon copies of purchase receipts - they often contain all your credit card details and a copy of your signature which are perfect for fraudsters to duplicate.
  • Always check your receipts to make sure you have not been overcharged by the retailer. Although the till displays the cost of the items you are purchasing, sometimes credit cards are processed through a different machine, requiring the retailer to re-type the transaction amount.
  • Never write down your PIN or tell anyone else - not even close friends or family! You can only be absolutely certain that your PIN won't be used by someone else if you are the only one who knows it.
  • When purchasing online, try to use a credit card that gives you protection against Internet fraudsters. Always make sure the web site is secure when you order (look for the small padlock in your web browser) and only shop with websites you trust.
  • Never give your credit card details to 'cold callers' on the telephone, even if they claim to be from a reputable company or a company you have dealt with in the past.
  • Try not to give credit card details over wireless devices (mobile telephones, wireless keyboards, bluetooth devices, wireless networks, etc). Their broadcast range is much larger than you would expect and someone could easily 'grab' the information out of thin air.

Edward Smith has a huge amount of experience writing for the web and offline publications. He is currently writing about kitchen gadgets including the wireless meat thermometer and taylor meat thermometer.

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