Senin, 02 November 2009

Good Student Credit Card Offers | Apply Online

where students can compare and apply for student credit cards online. Conscientious credit card usage can result in decades of low-interest rate loan opportunities. In spite of their minimal income and limited credit history, good students enrolled in colleges and universities from state to state are regularly given the valuable opportunity to receive a credit card to start building a strong credit history. This is a valuable opportunity that should be taken seriously, particularly in light of the enduring credit crisis which has made it difficult for many working people with established credit records to receive new credit cards, auto loans and mortgages.

Student credit cards issued by Discover and Capital One are specifically tailored for student applicants. Some of the features offered by these credit card issuers include:

• No Annual Fee

• 0% Interest for a fixed period of time

• Cashback Bonuses

• $0 Fraud Liability Guarantee

During this period of economic recession, erratic swings in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – students should be given an opportunity to build a strong credit history early. Responsibility is essential. It is important to remember that if you do not have enough saved to pay cash for something you want, you should consider saving until you do. Credit cards are most beneficial when you can afford to pay your balance in full every month. In these uncertain economic times, where credit is getting more difficult to come by, it is important to create a strong credit profile by establishing credit early and maintaining a consistent payment history. Student credit cards issued by Discover and Capital One are tailored for student applicants.

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